SiteMinder password policies (expiration, Password Must Change, account lockout) are not enforced when the authentication flow is delegated to IDSP. The CHANGE_PASSWORD next action is never returned.
Identity security platform
Version 4.0
The unsupported configuration is using LDAP for both user disambiguation and password authentication while bindControlsCsv on the LDAP config also references the SM SPI provider.
After switching to the correct SPI-based password validation, the Password Must Change state triggered correctly and the error could no longer be reproduced.