VCF 9.0.x
'XML Metadata is invalid! Reason: certificate_unknown(46)' if "your identity provider is not publicly accessible or if the certificate lacks a signature from a recognized Certificate Authority (CA), VCF Operations cannot validate the metadata URL." (See documentation)
Customers in this situation must use the Metadata XML option to proceed.
It is planned to expose new 'Create IDP' APIs in VCF 9.1 that will allow customer inputted certificates be used when configuring ADFS with SAML as an Identity Provider using the Metadata URL