Same error response returned for an Invalid OTP as well as for an Expired OTP .
Any VIP Authentication Hub version prior to VIP version 3.2.1
Currently, for both an Invalid OTP and an Expired OTP, the error "Incorrect credentials" is returned in response as shown below.
This will be changed within 3.2.1 where an option will be provided to have a different error response for an Invalid OTP and for an Expired OTP.